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As people lose the value they always believed they had in their homes, their options in power they have to qualify for loans begin to freeze up insanely. The worst part for us was, we were in the real estate business, and we got our incomes start seriously drop. We never imagined we'd have collection agencies calling, but call, they did. Your market end, we in order to pick one of two options - we could register for bankruptcy, or there was to find how you can ditch all the retirement income planning we have ever done, and tap our retirement funds in some planned way. As you might guess, the latter is what we picked.
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